Free position read · 6 minutes

FPS — Financial Positioning System

See your money in one place. FPS gives you a clear read on your finances — net worth, cash flow, debt pressure, and where money is leaking. No spreadsheets. No guesswork.

Start the free 6-minute assessment

What FPS calculates

  • Net Worth — total assets minus total liabilities.
  • Available Cash Flow — money left over each month after expenses and debt service.
  • Debt Pressure Ratio — how much of your income is consumed by debt payments.
  • Liquidity Runway — how many months you could cover expenses from liquid assets.
  • FPS Profile — a classification of your current financial position with tailored next steps.

How it works

  1. Answer a short guided wizard about your assets, liabilities, income, and expenses.
  2. FPS computes your core financial metrics instantly in the browser.
  3. You receive a personalized result page with your FPS profile, identified leaks, and recommended actions.
  4. Optionally, talk to Avery — an AI voice guide who explains each step and answers questions.

Who it's for

Individuals and households who want a fast, honest read on their financial position without uploading bank credentials, installing software, or hiring an advisor up front.

Pages

  • Home — overview of FPS and what you get.
  • Wizard — the guided 6-minute assessment.
  • Result — your FPS map and recommendations (after completing the wizard).